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		<title>Money Pinch Daily Tips</title>
		<link>http://www.inrich.com/cva/ric/news/business/consumer.html</link>
		<description>Daily money-saving tips</description>
		<ttl>60</ttl>
		<language>en-us</language>
		<managingEditor>content@inrich.com</managingEditor>
		<webMaster>content@inrich.com</webMaster>
		<lastBuildDate>Wed, 10 Sep 2008 00:51:54 -0400</lastBuildDate>
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						<title><![CDATA[Money Pinch Tips: August 31]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-31-0084.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-31-0084.html]]></guid>
						<description><![CDATA[ Give up the trip to your favorite coffee shop. A $5 latte on your way to work each day adds up to $100 a month.]]></description>
						<pubDate>Sun, 31 Aug 2008 00:06:58 -0400</pubDate>
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						<title><![CDATA[Money Pinch Tips: Aug. 30 ]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-30-0060.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-30-0060.html]]></guid>
						<description><![CDATA[ Save loose change by emptying your pockets or purse each night into a jar. It can really add up.]]></description>
						<pubDate>Sat, 30 Aug 2008 00:08:50 -0400</pubDate>
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						<title><![CDATA[Money Pinch Tips: August 29]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-29-0127.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-29-0127.html]]></guid>
						<description><![CDATA[Be careful in selecting the right savings plan. Higher rates of return come with increased risks.]]></description>
						<pubDate>Fri, 29 Aug 2008 00:08:50 -0400</pubDate>
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						<title><![CDATA[Money Pinch Tips: Aug. 28]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-28-0193.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-28-0193.html]]></guid>
						<description><![CDATA[Consider buying cosmetics from a drugstore instead of from a department store.]]></description>
						<pubDate>Thu, 28 Aug 2008 00:08:52 -0400</pubDate>
					</item>
					<item>
						<title><![CDATA[Money Pinch Tips: Aug. 27]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-27-0165.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-27-0165.html]]></guid>
						<description><![CDATA[Use a cell phone or send an e-mail or text message instead of making costly long-distance calls.]]></description>
						<pubDate>Wed, 27 Aug 2008 00:08:50 -0400</pubDate>
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					<item>
						<title><![CDATA[Money Pinch Tips: Aug. 26]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-26-0020.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-26-0020.html]]></guid>
						<description><![CDATA[Take classes at a local community college. They're usually less expensive.]]></description>
						<pubDate>Tue, 26 Aug 2008 00:08:52 -0400</pubDate>
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						<title><![CDATA[Money Tips Pinch: Aug. 25]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-25-0024.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-25-0024.html]]></guid>
						<description><![CDATA[If you have trouble with overspending, get into the habit of using a debit card and not a credit card. ]]></description>
						<pubDate>Mon, 25 Aug 2008 00:06:52 -0400</pubDate>
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					<item>
						<title><![CDATA[Money Pinch Tips: Aug. 24]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-24-0085.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-24-0085.html]]></guid>
						<description><![CDATA[ Buy store brands when you shop for groceries, instead of the more expensive brand-name items. Use coupons. ]]></description>
						<pubDate>Sun, 24 Aug 2008 00:06:58 -0400</pubDate>
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					<item>
						<title><![CDATA[Money Pinch Tips: Aug. 23]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-23-0065.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-23-0065.html]]></guid>
						<description><![CDATA[ When paying off debt, make your minimum payments each month and try to send a little extra.]]></description>
						<pubDate>Sat, 23 Aug 2008 00:08:50 -0400</pubDate>
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					<item>
						<title><![CDATA[Money Pinch Tips: August 22]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-22-0056.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-22-0056.html]]></guid>
						<description><![CDATA[ Keep your car tires inflated to make your car more fuel efficient.]]></description>
						<pubDate>Fri, 22 Aug 2008 00:08:50 -0400</pubDate>
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					<item>
						<title><![CDATA[Money Pinch Tips - August 21]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-21-0080.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-21-0080.html]]></guid>
						<description><![CDATA[ Follow laundry requirements to extend the life of your clothes. ]]></description>
						<pubDate>Thu, 21 Aug 2008 00:08:52 -0400</pubDate>
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					<item>
						<title><![CDATA[Money Pinch Tips: August 20]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-20-0176.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-20-0176.html]]></guid>
						<description><![CDATA[Plan errands together so you don't have to make multiple trips.]]></description>
						<pubDate>Wed, 20 Aug 2008 00:08:52 -0400</pubDate>
					</item>
					<item>
						<title><![CDATA[Money Pinch Tips: August 19]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-19-0014.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-19-0014.html]]></guid>
						<description><![CDATA[ Consult a do-it-yourself book for home projects.]]></description>
						<pubDate>Tue, 19 Aug 2008 00:08:52 -0400</pubDate>
					</item>
					<item>
						<title><![CDATA[Money Pinch Tips: August 18]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-18-0034.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-18-0034.html]]></guid>
						<description><![CDATA[ Turn down the thermostat at night and when you leave the house.]]></description>
						<pubDate>Mon, 18 Aug 2008 00:06:42 -0400</pubDate>
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					<item>
						<title><![CDATA[Money Pinch Tips: August 17]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-17-0080.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-17-0080.html]]></guid>
						<description><![CDATA[ Use preventative health measures such as flu shots to save money later on medical bills -- and to save yourself from getting sick.]]></description>
						<pubDate>Sun, 17 Aug 2008 00:06:58 -0400</pubDate>
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					<item>
						<title><![CDATA[Money Pinch Tips: August 16]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-16-0031.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-16-0031.html]]></guid>
						<description><![CDATA[Buy items in bulk, but only if they're really a bargain and if you'll use all of them. Or split the cost of bulk items with friends and family.]]></description>
						<pubDate>Sat, 16 Aug 2008 00:08:50 -0400</pubDate>
					</item>
					<item>
						<title><![CDATA[Money Pinch Tips: August 15]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-15-0185.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-15-0185.html]]></guid>
						<description><![CDATA[Attend discount theaters or free concerts and art walks for cheap entertainment.]]></description>
						<pubDate>Fri, 15 Aug 2008 00:08:50 -0400</pubDate>
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					<item>
						<title><![CDATA[Money Pinch Tips: August 14]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-14-0035.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-14-0035.html]]></guid>
						<description><![CDATA[Pay monthly bills automatically through your checking account to save money on late fees. ]]></description>
						<pubDate>Thu, 14 Aug 2008 00:08:52 -0400</pubDate>
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					<item>
						<title><![CDATA[Money Pinch Tips: Wednesday, Aug. 13]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-13-0045.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-13-0045.html]]></guid>
						<description><![CDATA[ Look into a childcare flexible spending accounts. ]]></description>
						<pubDate>Wed, 13 Aug 2008 00:08:52 -0400</pubDate>
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						<title><![CDATA[Money Pinch Tips: Aug. 12]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-12-0030.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-12-0030.html]]></guid>
						<description><![CDATA[Give children an allowance so they learn to budget.  ]]></description>
						<pubDate>Tue, 12 Aug 2008 00:08:52 -0400</pubDate>
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						<title><![CDATA[Money Pinch Tip: Monday August 11th]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-11-0038.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-11-0038.html]]></guid>
						<description><![CDATA[Avoid eating out for lunch. That $10 a day for a sandwich, chips and soda adds up -- that's $200 a month. ]]></description>
						<pubDate>Mon, 11 Aug 2008 00:07:43 -0400</pubDate>
					</item>
					<item>
						<title><![CDATA[Money Pinch Tips: Aug. 09]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-09-0087.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-09-0087.html]]></guid>
						<description><![CDATA[Ask your doctor or pharmacist for generic medications, when possible.]]></description>
						<pubDate>Sat, 9 Aug 2008 00:08:50 -0400</pubDate>
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					<item>
						<title><![CDATA[Money Pinch Tips: Aug. 08]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-08-0134.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-08-0134.html]]></guid>
						<description><![CDATA[Buy store-brand diapers instead of pricier brand names. They'll usually work just as well.]]></description>
						<pubDate>Fri, 8 Aug 2008 00:00:50 -0400</pubDate>
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					<item>
						<title><![CDATA[Money Pinch Tips: Aug. 07]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-07-0162.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-07-0162.html]]></guid>
						<description><![CDATA[Time your clothing purchases around the middle or end of seasons to take advantage of sale prices. ]]></description>
						<pubDate>Thu, 7 Aug 2008 00:08:52 -0400</pubDate>
					</item>
					<item>
						<title><![CDATA[MONEY TIPS: Aug. 06]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-06-0100.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-06-0100.html]]></guid>
						<description><![CDATA[If self-employed, consider an in-home office for tax deductions. ]]></description>
						<pubDate>Wed, 6 Aug 2008 00:08:52 -0400</pubDate>
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						<title><![CDATA[Money Pinch Tips: August 5th]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-05-0012.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-05-0012.html]]></guid>
						<description><![CDATA[Never visit the grocery store on an empty stomach. You'll be more likely to make impulse purchases and grab items you don't need. ]]></description>
						<pubDate>Tue, 5 Aug 2008 00:08:52 -0400</pubDate>
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						<title><![CDATA[Money Pinch Tip: August 4th]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-04-0036.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-04-0036.html]]></guid>
						<description><![CDATA[Visit the library or subscribe to magazines. Both are cheaper than newsstand prices.  ]]></description>
						<pubDate>Mon, 4 Aug 2008 00:06:42 -0400</pubDate>
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						<title><![CDATA[Money Pinch Tip: August 3rd]]></title>
						<link><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-03-0086.html]]></link>
						<guid><![CDATA[http://www.inrich.com/cva/ric/news/business/consumer.apx.-content-articles-RTD-2008-08-03-0086.html]]></guid>
						<description><![CDATA[Take advantage of direct deposit at your bank. You can save on monthly maintenance fees.]]></description>
						<pubDate>Sun, 3 Aug 2008 00:06:58 -0400</pubDate>
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